More questions? We've got you covered
If you want to clear your loan in full on your next Loan In Minutes, you can. However, the term for a Loan In Minutes loan is usually 3-months or more. The term Loan In Minutes loan shows the origins of this type of credit, which was when employees would sub money from their wages in advance. However, this was often insufficient and left their pay packet too lite the following month, so Loan In Minutes loans with slightly longer repayment periods make borrowing a small amount more manageable for most people.
How long you repay the loan over will depend on the repayment period you select when applying. People usually try to pay the loan off as soon as they can, without causing them more financial difficulty. This means shorter loans are often taken over a shorter period, while larger loans are more likely to be taken with a longer repayment period.
Smartphones are one of the largest growing sectors for carrying out many tasks. Over the past decade, they have grown increasingly capable, secure, and user-friendly. You can complete the Loan In Minutes application process on your smartphone. Our website is even designed to ensure it’s as easy to use on a mobile device as it is on a tablet or computer.
If you apply for credit and are refused, it can be bad for your credit rating. However, a Loan In Minutes loan that is paid back according to the agreed terms will only improve your credit score. Because our application process only uses a soft search, there is no negative effect on your credit score. If you decide to accept a loan offer, you’ll already know you meet the lender’s criteria. If you fail to repay the loan according to the agreed terms, it can negatively affect your credit rating.
Loan In Minutes are designed to provide small amounts of money to the maximum number of applicants.We have a 95% acceptance rate, so there are very few people we can’t give aloan. We understand that you may have made mistakes in the past and that certain circumstances can lead to a poor credit rating. Because we provide access to one of the largest panels of lenders, you have the maximum chance of being successful. However, the only way to know for sure that you’re eligible is to complete the quick and straightforward application process.
Loan In Minutes do not charge a fee for the use of our services. You should never pay an upfront fee for a loan.
Most people applying for Loan In Minutes loans need money quickly. This type of loan is designed to act as a short-term solution to unexpected financial difficulties, such as an unforeseen repair bill or family emergency. We quote a time of 2hours* as an average. It’s often quicker than this, but we have no control over your bank’s internal systems, so quote this time to be on the safe side.