Get Loan In Minutes from
£50 to £5000

How much do you need?

we make loan requests
hassle free.

Get Loans In Minutes and no fees.

Requests get processed in less than 48 hours.

Over 300 loan requests granted every single day.

Representative 49.9% APR (variable).

Representative Example: Borrowing £4,000 over 36 months, repaying £195.16 per month, total repayable £7,025.76. Interest rate 49.9% (variable). Subject to status.


We offer loans between £50 and £5000 over a 3-month to 36-month term.

Warning: Loan In Minutes should not be used as a long term financial solution. Late repayment can cause you serious money problems.

How it Works

We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple.

Apply Online

Fill out our short, secure form to get started.

Wait For Your Offer

Once you have submitted the form, wait, we will verify your request.

Get Your Money

Your money can often be paid into your account after you passed the verification checks.

Loan In Minutes

Reasons to use
Loan In Minutes

  • No hidden costs or fees
  • No paperwork
  • Confidential & secure
  • High approval rates
  • Loans tailored to you
  • No obligation to accept
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Who are Loan In Minutes

Loan In Minutes is a loan lender with a difference, providing affordable loans to borrowers across the UK.

We are a well-established finance company and help thousands of people get loans.

We are a direct Lender and fully authorised by the Financial Conduct Authority and we are registered with the Information Commissioners Office, ensuring you receive a fair service and your data is safe.

Apply No obligation, 100% secure.

We've helped out
thousands of people...

£500 for Josh in Twyford
£1200 for Cheryl in Norwich
£500 for Jude in Cardiff
£3000 for Ella in Sheffield
£2000 for Roooney in Birmingham
£4000 for Michelle in Manchester
£3200 for Bethy in Lockerbie
£250 for Louisa in Croydon
£1000 for George in Bromley
£500 for Stuart in Worthing
£1500 for Samuel in Harrogate
£1000 for Martin in Lincolnshire
£300 for Michael in Stirlingshire
£400 for Anthony in London
£1500 for Mary in Motherwell
£200 for Vincent in Southport
£500 for Anna in Launceston
£1000 for Rashid in Manchester
£400 for Louis in Folkestone
£300 for Anish in Essex
£50 for Neil in York
£200 for Michael in London
£2000 for Mohammed in Smethwick
£100 for Harley in Folkestone
£200 for Natalie in Lincolnshire
£200 for Bartosz in Yeovil
£200 for Jane in Culross
£350 for Danielle in Bradford
£300 for Glen in Dereham

Apply Now

How much do you need?

Will I be Eligible?

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved for Loan with no credit footprint.

Check Eligibility

Loan In Minutes Online

At Loan In Minutes, we dedicate our efforts to providing a transparent and user-friendly service. If you’re suddenly faced with an unexpected bill because of an appliance or boiler breaking down, your car failing, or a family emergency, we can help.

Keeping the process simple

We have tried to keep all our processes as straightforward as possible and back them up with a knowledgeable and efficient customer service team. As Direct Lenders We understand this. They have made the process from acceptance to receiving your money as streamlined as they can.

Getting your money quickly

A Loan In Minutes loan helps you to deal with something urgent without dipping into money earmarked for other bills. Applying for a loan from us is carried out online. It’s fast and straightforward, and you’ll usually have the money in your bank account within 2 hours.

Loans for Life’s Emergencies

A Loan In Minutes loan or short term loan can be particularly useful when faced with an unexpected expense that can’t wait.

More questions? We've got you covered

If you want to clear your loan in full on your next Loan In Minutes, you can. However, the term for a Loan In Minutes loan is usually 3-months or more. The term Loan In Minutes loan shows the origins of this type of credit, which was when employees would sub money from their wages in advance. However, this was often insufficient and left their pay packet too lite the following month, so Loan In Minutes loans with slightly longer repayment periods make borrowing a small amount more manageable for most people.

How long you repay the loan over will depend on the repayment period you select when applying. People usually try to pay the loan off as soon as they can, without causing them more financial difficulty. This means shorter loans are often taken over a shorter period, while larger loans are more likely to be taken with a longer repayment period.

Smartphones are one of the largest growing sectors for carrying out many tasks. Over the past decade, they have grown increasingly capable, secure, and user-friendly. You can complete the Loan In Minutes application process on your smartphone. Our website is even designed to ensure it’s as easy to use on a mobile device as it is on a tablet or computer.

If you apply for credit and are refused, it can be bad for your credit rating. However, a Loan In Minutes loan that is paid back according to the agreed terms will only improve your credit score. Because our application process only uses a soft search, there is no negative effect on your credit score. If you decide to accept a loan offer, you’ll already know you meet the lender’s criteria. If you fail to repay the loan according to the agreed terms, it can negatively affect your credit rating.

Loan In Minutes are designed to provide small amounts of money to the maximum number of applicants.We have a 95% acceptance rate, so there are very few people we can’t give aloan. We understand that you may have made mistakes in the past and that certain circumstances can lead to a poor credit rating. Because we provide access to one of the largest panels of lenders, you have the maximum chance of being successful. However, the only way to know for sure that you’re eligible is to complete the quick and straightforward application process.

Loan In Minutes do not charge a fee for the use of our services. You should never pay an upfront fee for a loan.

Most people applying for Loan In Minutes loans need money quickly. This type of loan is designed to act as a short-term solution to unexpected financial difficulties, such as an unforeseen repair bill or family emergency. We quote a time of 2hours* as an average. It’s often quicker than this, but we have no control over your bank’s internal systems, so quote this time to be on the safe side.